![]() Make sure that patients and doctors get what they need to move forward.Make it possible to obtain an EMC determination from the chiropractor’s office.Make sure that patients get their EMC determination fast.We partner with chiropractors across the entire state of Florida to: TeleEMC provides 100% virtual EMC designations by experienced local doctors that are licensed to provide these recommendations. Time is clearly of the essence for the patient, who is in pain, but may be hesitant or afraid to get treatment not knowing if their care will be covered by the law. When medical care is sought within 14 days, but there is no diagnosis of an emergency medical condition, the injured person can only receive up to $2,500 in benefits. If the person has received any treatment within the first 14 days, the diagnosis of an Emergency Medical Condition would still be valid even if it occurred later in treatment.Ī diagnosis of such a condition at any time makes the patient eligible for up to $10,000, or 80%, of coverage for medical expenses, whichever is less. Treatment is also not limited to that time frame. The emergency medical condition does not need to be diagnosed within the first 14 days following the accident as long as medical treatment was sought during that time. Risks to the bodily organs of the patient.Risk to the bodily functions of the patient.These diagnoses can be performed by a qualified doctor, dentist, or nurse practitioner and includes diagnosing that the patient has symptoms, including pain, that reasonably result from or may cause the following if not treated immediately: In order to qualify for the entire $10,000 of coverage, the injured person must receive a diagnosis of an emergency medical condition as a result of the car accident. We’ll have more on our services later in this guide, but this is where the law becomes more difficult for all parties involved. It’s here where TeleEMC – and, potentially, you – starts to become more important. Prior to this statute, claims could be delayed while insurance companies and the courts established who was at fault, and therefore liable, for the accident. The PIP statute was passed with the intent to provide those injured in an accident with immediate medical coverage. It also covers those struck by a motor vehicle who then require medical care. This insurance covers the driver, passengers in the car at the time of the accident, and relatives living in the insured driver’s household. It is a law that requires drivers to carry what’s known as “Personal Injury Protection” insurance, that provides both medical coverage and “loss of work” coverage, no matter who is at fault for the accident.Ĭoverage under the PIP Statute entitles those injured in a car accident to a maximum of $10,000, or 80% of the total cost of medical costs, whichever is less. How the Florida PIP Statute Affects Driversįlorida Statute 627.736 was passed in 2012, and became law in 2013. So it’s not surprising that we also have laws that may differ from those in other areas, and often – even for those that pay close attention to the politics of auto insurance – applying these statutes can still have its complexities.īefore we start to explore the Personal Injury Protection Statute from a professional perspective, it’s best to start with the basics: what it is, and what it means for the average, everyday driver. From our weather to our people, Florida is unlike any other state. ![]() We also have a network of PIP attorneys to help handle legal issues for our chiropractor partners, and for attorneys that we are not partnering with, we can provide you with rejected approvals to help you move forward with your legal services. We can also schedule EMC appointments on demand, while the patient is at your office, depending on time and availability. For chiropractors, we provide EMC determinations remotely, with same day service that can be completed from your office. TeleEMC offers a telemedicine service, here in Florida, that partners with chiropractors and lawyers to improve the PIP approval process. It’s a unique law that is unlike any other state, and it also means that many individuals – from drivers to chiropractors to lawyers and more – are still trying to fully understand not only how the law works, but how they can follow it successfully and in the best interests of all parties involved. For automobile insurance in Florida, drivers are subject to Florida Statute 627.736, which is more commonly known as the “PIP Statute.” This statute requires drivers in the state to carry Personal Injury (PIP) Coverage which entitles those injured in a car accident to coverage of medical treatments and lost wage, regardless of who caused the accident. ![]()
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